💳 Bangladesh Credit Card Comparison
Actual side-by-side comparison. Where a current value could not be verified from an official public page, it is marked “Check current SOC” instead of guessing.
| Feature | BRAC Bank | EBL | City Bank | MTB | Bank Asia |
|---|---|---|---|---|---|
| Example / tier | Flexi / World / Signature range | Visa / Mastercard premium range | Mastercard World Elite example | Platinum / co-brand examples | Signature / World Elite |
| Current charge source | Credit Card SOC Aug 2026 | Cards SOC 25 May 2026 | World Elite charges updated 1 Feb 2026 | Cards SOC 1 Jul 2026 | Card fees effective 1 Mar 2026 |
| Interest-free period | Check current SOC/card terms | Check card terms | Check card terms | Check card terms | Up to 45 days |
| Annual / renewal fee | Varies by tier; verify Aug 2026 SOC | Varies by card; verify current SOC | Varies by card | Varies by card | Varies by tier; reward points can waive portions |
| Rewards / cashback | Reward/cashback products available | Card-specific rewards/benefits | Card-specific premium benefits | Co-brand cashback/discount products available | 1 point per Tk50 on eligible purchase; published redemption schedule |
| Airport lounge | Premium-card dependent | Premium-card dependent | Premium-card dependent | MTB Air Lounge; selected cards include LoungeKey | Signature: Priority Pass + Balaka; published free-access limits |
| Dual currency / international | Available on selected cards | Available on selected cards | Available on selected cards | Available on selected cards | Yes on Signature and several tiers |
| Good comparison candidate for | Broad product range / cashback | Premium & lifestyle card shopper | Premium/travel shopper | Lounge/co-brand shopper | Transparent reward redemption / lounge shopper |
This is a shortlist, not a universal ranking. Compare the exact card tier you qualify for. Fees, interest, campaigns and lounge rules change.
What should decide your card?
Pay in full every monthFee waiver + rewards + useful benefits
Sometimes carry balanceFinance charge matters more than points
Travel oftenFX rules + lounge access + annual fee
Verified research notes
BRAC Bank lists a Credit Card SOC for August 2026. EBL lists its card SOC effective 25 May 2026. MTB lists a card SOC effective 1 July 2026. Bank Asia publishes a reward schedule effective 1 March 2026: 5,000 points = Tk1,000, and points can be used toward renewal-fee waivers. Bank Asia also publishes up-to-45-day interest-free periods on several cards.