Bangladesh Home Loan Calculator
Enter the property price, down payment, rate and tenure. See EMI, total interest and how a higher rate changes your payment.
Estimated monthly EMI
Loan amount
Total interest
Total repayment
Rate stress test
| Rate | EMI | Difference |
|---|
Formula: EMI = P × r × (1+r)^n ÷ ((1+r)^n−1), where r is monthly rate and n is number of months.
How to read the result
A longer tenure lowers EMI but can increase total interest substantially. Bangladesh retail home-loan rates can be variable; BRAC Bank, for example, publishes a variable base-rate-plus-margin methodology and reviews the home-loan base rate every six months.
Research check: BRAC Bank published a July 2026 retail-loan base rate of 9.40%; the customer effective rate also includes a fixed margin. Always enter the actual quoted rate from your bank.